Payment Protection Insurance Claims

Mis-sold Payment Protection Insurance

Without realising, you might be eligible to claim back PPI if it was mis-sold to you by your lender – even if you are in arrears – it’s what MMT specialise in to help you with your financial future.

We can reclaim mis-sold PPI on your:

ppi credit cards

Credit Cards

ppi unsecured loans

Unsecured (Personal) Loans

ppi secured loans

Secured Loans

injury compensation

Hire Purchase Agreements

ppi claim

Store Cards

full final settlements


If you have multiple accounts, the amount refunded could be quite significant if you were mis-sold – it all adds up.

MMT are Reclaim Specialists

Money Management can assess if there’s a chance you were mis-sold PPI and we can assist you to get that money back. We can even help you claim it back if your debt is in arrears, so you can use it to get your finances back in order. You might not be in as much debt as you think.

Reclaim your PPI even if you’re in arrears

You can claim back PPI even if you are in arrears with your loan repayments. Don’t be afraid to ask your bank or credit card company for the money – it’s yours by right.

Use your PPI to pay off your arrears

There are 2 ways a PPI refund can help contribute towards a debt free future. If you are entitled to a refund from a bank or lender you currently have outstanding arrears with, this money may be used to reduce/wipe this balance. Alternatively, if you receive a cash lump sum for your PPI refund this can be used to negotiate settlements with any outstanding debts you have.

Don’t be worried about reclaiming your money

Millions of people complained about being mis-sold PPI and billions of pounds have been repaid. However, it seems every few months the banks increase the payments that they expect to make and billions of pounds are still to be recovered!

Start your claim

If you would like to complete a Free PPI Check please call 01925552923

In numbers...

Average successful claim*

£18.3 million

Reclaimed in 2018**


Highest successful PPI offer in 2018***

PPI Claims – Frequently Asked Questions

  • What is a PPI Claim?

    If you took out a credit agreement you may have been offered Payment Protection Insurance. This was an insurance designed to cover your repayments if you could not make them under certain circumstances. You may have been mis-sold PPI if the lender added it without permission, giving you the wrong information, not checking your eligibility or adding it even if you said no.

  • How will Money Management Team help me claim PPI?

    First, we’ll take a look at the credit agreements you’ve taken out in the last few years and assess whether we think you have a claim. You might not realise you can – so it’s worth checking with us. Following this, we will help you sort out the paperwork and liaise with your loan company on your behalf. There are a lot of other services we can offer you too dependent on your individual circumstances.

  • How can I apply for a PPI claim?

    You can do it yourself, or engage an authorised PPI claims company like Money Management Team to handle the process for you.

  • I'm in arrears with my lender, can I still apply?

    Yes, PPI can be claimed back if you are in arrears. However, this may not result in a cash refund – if the amount you stand to receive is less than what you owe your creditors, it could be offset against the outstanding balance of the arrears on your account. The good news is that this reduces your debt.

  • Will Money Management Team charge me fees?

    If you choose to enter into any of our reclaim services our fee for a successful claim is 20%† + VAT. We work on a No win No fee basis.

  • How can I pay Money Management Team's fees if I'm in debt?

    If we’re successful on reclaiming PPI for you, and the money is used to offset against your arrears, our fees can be spread out with a payment plan based on your circumstances. Reclaiming your PPI could put you in a better financial position overall too, as it can be used to pay off existing loans.

  • Will I have a dedicated adviser?

    Yes, all part of our service at MMT. On your initial call, you will be allocated a Reclaims Adviser who will discuss and advise you on any potential reclaims you have. Once you return your Welcome Pack you will be allocated your own Claims Manager who will be your dedicated point of contact throughout the whole claims process. They will take full responsibility for managing your case.

PFCA Member

Money Management Team is a member of the Professional Financial Claims Association (PFCA). Members of the PFCA undertake to work to the highest ethical and professional standards when dealing with consumers, financial institutions and other parties associated with the process of Financial Dispute Resolution Management.

Click here to read more about the PFCA.

Money Advice Service

You can get free debt advice from the Money Advice Service – an organisation set up by the Government to offer free and impartial advice to those in debt. Click here for more information.

Ready to make a claim?